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Most Recent ‘Q&A’ Posts

Joint credit card

I have a credit card from my sisters account. She is in bankrutcy now and the credit card company called me for the money . I am in a financial crisis with only a part time job and have no property. I am just barely paying my own credit card debt. I obtained a card […]

small business and mortgage

I want to file personal bankruptcy and i have a small business which debt involves the government. they refuse to make payment agreements with me and i am worried that my house mortgage with my boyfriend will be involved. can they do anything to our house and to him?

can i keep my house if I go bankrupt?

I am 80 year old and was recently involved in a law suit, the other party won the case and I owed them 10K, I have a house with 20K equity, I am a pensioner of both the U.S. and Canada, I split my time between the state and here, I cannot afford to pay […]

No income now. Should I file ?

I was self-employed. But over the last two years, due to marriage difficulties (separation, prospect of divorce, 3 kids) my business failed and currently I am without employment or any income. I have some $110,000 unsecured debt that I accumulated over the years. Most of it are credit cards which charge up to 29% interest […]

Having credit while I am an undischarged bankrupt

I am applying for a position which will involve travel. For the purposes of renting cars, booking hotel rooms and airline tickets I will need a credit card. I understand that I must disclose that I am an undischarged bankrupt and forward pertinent documents to my trustee but are there ways to actually obtain a […]

trustee advice

I went to a trustee to get advice. I thought declaring bankrupcy would give me relief from the constant calls, letters and having to go to court.I will never be able to pay my huge debt. I explained to the trustee my situation. I owe 45,000 and my income is 700/ month for the rest […]

Do i get to keep my car if i go bankrupt

If i had to declare bankrup ,cause i can’t make ends meet,a personal loan,mortgage and what about credit cards that i keep taking money from one to pay the other one,i’m a single mom with a house a personal loan ,i’m 51 and never have a penny to my name all i do is work […]

Business or Personal Bankruptcy

I filed bankruptcy in 2000 discharged 2001 due to a divorce in 1994 I just couldn’t keep paying the debts and raise the kids. I remarried in 2003 and seperated in 2005. I am a shareholder in my ex’s business. He walked out on the business (he ran it) and the house after I left. […]

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