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I am permited 4500 worth of household assets that I can retain. If my assets are worth more than this will the trustee take some of these assets, or will I be told that I must pay to my trustee the difference between what my assets are worth and what I am permitted?
I had a OSAP loan and finished college in June 1990. I declared personal bankruptcy in 1995. I was released from my canada student loan, but osap is still hounding me 11 yrs later. The trustee says that she put out a notice to osap in 1995, but because the collection agency did not respond […]
This is a two parter…. I declared bankruptcy way back in November of 2001…submitted all my info monthly, provided all info on debtors, scraped together the money I could and received a conditional discharge in August of 2002. I was still making payments to my trustee, and that’s all that was required of me. Unfortunately, […]
Every morning and every evening I check this web site. I would say its the best in the world. Has a lot of advices and suggestion. But The reason I check twice a day to see if is there any employment agency/company would like to find a job for bankruptcy person a like my self […]
What action can be taken against Trustees who try to hide or obscure the value of a Bankrupt’s assets.
What happens if a person has attained much debt from a relationship and has to work two jobs to try to payout although cant seem to get ahead. The feeling of giving up is right there, crying and anguish I have cosigned a loan for my brother does he lose his vehicle because of me? […]
I was recently divorced, (in Ontario) and ended up with about 25000 in debt from the whole process, I have a decent paying job that I have been doing for about 10 years. I am going to have to start paying child support and under the guidelines, it works out to be a little more […]
I have $28k student loan I have defaulted on. I was making interest payment for a while but for the last three years I just stopped making any payments because I find my income is too low. So I have been getting collection calls offcourse. My question is: Would the bank bother going to court […]
My father in law passed away last week at 59 yrs old (but has not worked in the last 21 years). My mother-in-law is the excecutor of his will. He basically owes approx. $40,000 to various credit institutions (banks,credit cards).My mother-in-law works for minimum wage and has her own credit cards. She did not know […]
Thanks in advance for you time and expertise. I am considering a proposal because I do have a good job to pay most of my unsecured debt of around 70K. 2 years ago I started a nasty gambling addiction, and used visa advances/lines of credit during my illness to support my addiction. I have been […]
