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My common law partner is considering claiming bankruptcy. We have had an on/off relationship for 11 years and have 5 children together. Due to a long standing addiction he had, he has no assets at all (he lost or sold them over the years to support his habit). We have recently decided to get back […]
I currently owe approx. over $15000 to credit card companies; personal loan. I am currently laid-off and getting letters saying my account is going to collections with the credit card companies. I don`t know what to do. The companies will not accept what i said that i can definitely do every 2 weeks. I am […]
I have had 2 bankruptcies in my past, one in 1988 and the second in 1993 everything has been great till last year when my wife lost her job. My questions are – do I need to disclose my previous bankruptcies as it was such a long time ago, and if so, what does this […]
I am having a difficult time getting my trustee to return my calls in regards to my income tax this year. I filed in December `07 and was discharged in September`08. It has recently been brought to my attention that any GST cheques and the income tax I am to file this year is to […]
Hypothetical situation here. Assuming I had unsecured debt $10K with TD bank (example). I then filed for bankruptcy and eventually got discharged for that debt. Now.. I am totally discharged… If I open a bank account with TD bank, and deposit some money, will TD bank have the right to take money out of my […]
if you claim bankruptcy can he bank take the amount of money you have in your chequings account if All of my debt in unsecured. Posted from: Quebec
Hello, So I was discharged in early `08 and now will be doing my own taxes soon. Is there anything I need to know, besides doing a paper filing this year? Any tax credits I should be taking advantage of? Thank you Posted from: Ontario
Seven years ago my husband underwent a closure of a business and then personal bankruptcy. The title of our land and our home is joint and I paid out all loans that were cosigned by me, thus was not part of the bankruptcy proceedings. Now, with interest rates so low, we want to refinance our […]
We are in the process of a reassessment for the 1998 to 2007 tax years, to allow the disability amount. The adjustments for the 1998 to 2006 pre bankcruptcy are being processed and the result will be sent to our trustee. Will the whole credit amount be distributed among the creditors, or is a surplus […]
after seven years,i understand that your credit record is clean but will banks and others ever be able to know you filed for bankruptst in the past if you dont tell them? Posted from: Ontario
