February 20th, 2009 by Questions
after seven years,i understand that your credit record is clean but will banks and others ever be able to know you filed for bankruptst in the past if you dont tell them?
Posted from: Ontario
February 21, 2009 at 3:22 pm, Barton Goth - Goth & Company Inc. -Trustee in Bankruptcy said:
A bankruptcy is public record and anyone can do a search under your personal name to determine if there ever was a bankruptcy in your past. Now this isn’t something that is done very often, but technically can be. So if the bank is really motivated to determine previous history the easily can. As well, they will often put on applications a question that asks if you have ever filed a bankruptcy previous and you are obligated to answer the question if posed.
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