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I have a substainial amount of credit available, and due to illness not receiving my normal paycheque. If I use money off the cards now and then in the near future file, will they charge me with fraud or be able to come back on me some other way?
I have a question about the person who got the unsecured credit card as the bank owed them -$1.45 and they were advised not to use it. What would happen if they did use it before fully discharged? They indicated they had a partial discharge.
Included in my bankruptcy was about $1200 to the government (Revenue Canada) for taxes I owed. My question is, once discharged (I know what happens with the 2 tax filings, I mean after that) if I were to get a tax return would I get to keep it or would they keep applying it until […]
Suppose I enter into a long-term consumer proposal and offer my unsecured creditors X amount of dollars per month, and they agree to it. What happens if during my proposal my income substantially increases, or the value of some investments I had prior to the proposal (and these investments were disclosed in the proposal) suddenly […]
I’ve attempted a proposal that failed in 2003. Things haven’t gotten better unfortuantely and I’ve been avoiding creditors since. I owe Revenue Canada over 10 large and have a few other unresolved accounts before student loans. Am I still a candidate for bankruptcy? Or have I played myself with the failed proposal?
An individual files for bankruptcy, includes all his debts, and never provides all the pertinent info to his trustee. After almost 3 years the trustee discharges themselves and the individual goes on their merry way, with most of the debts gone because the debts were written off and the businesses don’t care anymore. The only […]
I could afford a proposal of $20,000 for unsecured debts totaling $53,000. Do you believe that the repayment percentage is high enough that the creditors would accept. If I filed for bankruptcy, my creditors would share approximately $10,000 in after tax RRSP’s.
I am seperated from my spouse and receive some support from him…if he files for bankruptcy what happens with me
I am having a bad time with credit and may consider bankruptcy. A few of my creditors have said that even when I do get more jobs to apply for, they wont hire me because of my bad credit/bankruptcy. How much does it really affect my hireability and how do I handle it. I want […]
This is a great website for bankruptcy. If I file for bankruptcy, will they take away my aeroplan miles and airmiles? If so, can I redeem these miles for products before I go bankrupt? Thanks.
