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I am bankrupt and now am at the end of my 9 month term. Due to some confusion, I did not attend my 2 counselling sessions. I also was giving the impression I could hand in my monthly report and fees at the end of my term all at once. Now an emergency arose where […]
If I recently bought a few kitchen appliances, with my credit card, can I still keep them after I declare bankruptcy? Need to cook and eat.
I am 70 years old and have 30,000 in credit card debt . I have no money in the bank ,don’t own a home or car and my only possessions are a few pieces of furniture in my apartment . My income is from old age pension and the additional supplement . My creditors have […]
My wife owes $30,000 in student loans. I owe around $65,000 (line of credits, credit card and student loans). She only co-signed me for one line of credit that I owe on $18,000. So combined we owe over $75,000, but individually each of us owes less than $75,000! Is the consumer proposal limit of $75,000 […]
I have a 97 Aerostar dealer financed. I owe $9,000. on it It is worth less than that. Does the dealer automatically take it back when I file for bankruptcy or can I keep the car and continue payments. Assuming it goes back to the dealer is there any way I can purchase a car […]
What happens to an individual who is out of a job now and is preparing to claim bankruptcy for credit card debts and still has to make the apporpriate payments as ordered by the court system but can’t afford to make them either?
Both I and my wife owe around $95,000 in debt (student loans, line of credits and credit cards)!! I know that’s a lot of $$. I blame it on poor money management skills. We still have good credit rating, and we still pay our bills, but lately I have to borrow from one line of […]
I filed for personal bankruptcy in August and I am due to be discharged in May. Can I apply for a secured credit card now, before discharge?
I’ve filed bankruptcy in ontario,if i go to rent an apartment,and they do a consumer report,will my bankruptcy show on the report?will it effect my ablity to rent an apartment? thanks worried about being in the street
After filing a Consumer Proposal, CRA cashed a garnishment cheque that was issued to them in error. I have been told by CRA that a refund will take 3 to 6 months. Is this correct, or is there someone I can contact to get this money back on a more timely basis, seeing that this […]
