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My spouse and I have decided our debt’s are way out of control after we pay our mortgage and debt’s each month their is very little money left, we are currently paying 1100 in credit card payment’s each month, but I confused with the surplus income, we would have to file seperate as our debt’s […]
Due to a health issue I have had to pay for expensive drugs that my work health plan did not cover for several years…thank god that recently my health plan has approved coverage for these drugs…my problem is that as a result of my illness I have accumulated approx. 38000.00 is credit card debit that […]
do child support come off your surplus income Posted from: Newfoundland and Labrador
How far back can a trustee claim and income tax rebate? I received a rebate of $22,000 on my 2011 income tax return due to some businesses losses in that year. I received the money in March 2012 and used it for normal living expenses and since July I am only working 2 days a […]
We currently have a mortgage on our house and want to be done with it. I live in Sask and it is a refinanced mortgage through CMHC with 0 equity. This is the main debt I want to get rid of. Don’t want to keep the house. Would foreclosure (can they come back at us […]
Is a new common law partner income factored into a bankruptcy before discharge? Posted from: Nova Scotia
I will have income of $2400 monthly for a two person household but monthly expenses with rent of $3200 during my upcoming bankruptcy. My mother says she will let us live in a condo she owns for whatever I can pay. The rent would ordinarily be $1,000 per month. I could pay my mother $200 […]
If i open a new bank acct before possible bancrupcy due to spousal seperation. Can I still pay my credit card bills from the new account without the risk of them debiting the account in the future if my seperated spouse and I decide to go bancrupt? Posted from: British Columbia
I’ve filed for bancruptcy recently, my husband has not. He won’t divuldge me his actual income but gives me a fix amount monthly as his share for all household expenses. Can I declare the amount he’s giving me monthly as his income. This will affect our surplus income. Posted from: Ontario
I am bankrupt and my wife has a house in her name, if we sell a piece of the property must we declare those funds on our Surplus Income statement? Posted from: British Columbia
