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My friend filed bankruptcy and was discharged Nov,2004. She then realized in 2006 that for many years she had been filing her income tax incorrectly. She had a reassessment of the years 1995-2000 and it was found that she was owed almost $5000.00. This cheque has been sent to her trustee and he says she […]
I moved to Alberta this past January with my 17 year old son. In April he no longer resided with me and therefore I called and had my Child Tax Credit cancelled. I am considering bankruptcy as I am still able to pay my bills (barely) but have next to nothing left over for anything […]
I am maxed out on a credit card and facing certain bankruptcy. This card has been used by me for approx. 7 years. I obtained a supplementary card for my wife, however, she never signed any paperwork, nor did she ever activate or use this card. In fact she is not even aware that the […]
I am approaching an automatic discharge from my first bankruptcy and I have a question about creditor opposition. Under what circumstances can a creditor oppose a discharge? I have completed all my requirements (councilling, statements, surplus payments etc). I have received no information regarding a potential opposistion, but I am just curious. The bulk of […]
is there any way to keep our house if i file bankruptcy
I started my bankruptcy in 2000, but because I did not submit my monthly budget reports, I cannot get released. I am trying to rebuild my credit, and have applied to buy a car, but the dealership said I need to be released from this bankruptcy. I have been told I need to apply to […]
BACKGROUND: I attended University from 1993 – 1998 and have accumulated a large amount of debt, not only student loans but other credit card debts to fill the massive shortfall between the amount loaned by the banks (this was before loans were directly from the government but instead from the banks but guaranteed by the […]
I just stumbled upon this site yesterday and I love it. I’ve learned so much after only reading a couple of hours. Way to go people on making a very informative site! So anyway, basically I’m in credit debt and can’t go through with even the monthly payments. I live in Taiwan and am thinking […]
I have almost no real assets besides some furniture, a tv, dvd player and some videos and clothes. If I file for bankruptcy what happens? I own noting of real value such as a car or home, can I still file? Will it be expensive?
In a consumer proposal can the trustee take your house if there is equity, or is that just in a personal bankruptcy?
