Canada Post Delivers 60% Less Mail But Costs Taxpayers $2 Billion More Date: May 21, 2025 A new 20-year analysis of Canada Post reveals a dramatic decline in mail delivery volumes paired with rising operational costs. Since 2006, the number of letter mail items delivered has dropped by 60%, while annual operating costs have ballooned by nearly $2 billion. Despite an increasingly digital society, operational efficiency has […]Learn more >
How to Stop CRA Garnishment After Receiving an RTP Demand Payment Letter Ever felt the stress of unexpected financial setbacks? How to stop CRA garnishment is a question many Canadians face when dealing with debt issues and a RTP (Requirement To Pay) from the Government of Canada. Understanding the steps to halt this process can alleviate a significant amount of stress and help you regain control over […]Learn more >
How Many Times Can You Do A Consumer Proposal Ever felt like you’re stuck in a financial maze with no exit in sight? Debt can weigh you down, making every day feel like an uphill battle. But what if there’s a way to reset and start fresh? How many times can you do a consumer proposal? The straightforward answer is that you can file […]Learn more >
At the very least you have to give the bank notice that no more payments will be made on the mortgage prior to the date you filed the bankruptcy.
As long as you can verify this was done prior to the date you filed the assignemnt any shortfall will be cleared by teh bankrutpcy.