Connecting You with Trusted Licensed Insolvency Trustees – We’re Here to Guide, Not Decide. Learn More
I am a first time bankrupt and made my last payment in Aug 2006. I am awaiting a court appointment as the creditor (a lawyers office) of my long time outstanding student loan has opposed my discharge. We are now mid january and I still have not received notice of my court date and am […]
I have a total debt of $30000 to the bank as personal personal line of credit. I have the account opened since 7 years ago and was paying the minimum all this time. Due to the family growth and and extended basic needs, It becomes closer to impossible to afford the minimum monthly payments or […]
I have been quite ill for the past year, and my business (non-incorporated) went under. I have substantial debt including personal lines of credit, and am quite sure I will have to file bankruptcy. My concern is my whole life insurance policy– if I have to take the cash surrender amount as an asset and […]
I am considering going bankrupt but I am unsure of what to do about my vehicle. I bought a used vehicle a couple years ago and it is now starting to need high maintenace but I still owe around $5000.00 on it but I need another car to get to work and back as I […]
My wife and I are backed into a corner where we are going to have to file for bankruptcy. She is in court to get child support arrears. If/when she gets the arrears payments,are they considered income being as they are funds for the child? Also, both our children have educational accounts(not RESPs)One of these […]
If my husband files for bankruptcy, would we still be able to get a mortgage for a home, using his income in conjunction with wife’s? USA Oklahoma
I am in a financial crisis and have no choice but to declare bankruptcy. I am wondering if my student loans would be included given that the loans date back to when I completed my BA in April 1998. Since then I have not had any student loans , but did go back to school […]
Hi,just wondering if it is safe to try to open a new bank account with the same place I was when my bankruptcy occurred? This place was a main creditor (loan and credit card) in the bankruptcy. I have been discharged almost 2 years. This may seem like a bold move but it makes more […]
If after filing for bankruptcy and recieving an automatic discharge in Ontario, could I still file for an annullment and repay the creditors? I am in business and I would feel embarassed when dealing with some clients. While I do not currently have the funds to repay my creditors at this time, is there a […]
When I filed for bankruptcy in Ontario in January 2006, the trustee informed me that they have no interest in the rental property as they feel that it did not have any equity if it were to be sold. The trustee maintained this position while secretly assigning themselves to the deed. I have communicated numerous […]
