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I have a nearly perfect credit rating (I missed a payment about four years ago, when I forgot to pay a bill – R2 rating.) My credit has been good because I’ve been advancing money from my credit cards and lines of credit to make my payments. I have enough credit available to do this […]
I have a number of credit cards and lines of credit. I owe about $55k in total. This amount built up steadily over several years. I would like to make a consumer proposal, but I recently paid off a $10k line of credit at one bank with money I advanced from a card at another […]
I am considering a div 1 proposal, if not accepted then ultimately a bankruptcy. After filing I wish to enroll in company stock purchases threw work where I get 5% of wage taken off my pay cheque. I would have done it years ago, but I always used any extra money to pay debt, and […]
i was under the assumption that student loans could not be written off if you claimed bankruptcy.
My husband and I have been married for a year, recently we have been getting collection letters for a Visa he didn’t pay for in 2000. It is now 2007. I asked him about it and he said he hasn’t had contact with them in the last 5 years. Can this affect my credit? How […]
I reside inthe province of Alberta and am currently looking at possibly filing for bankruptcy, I have a judgement in Queens Bench for Certificate of Taxation on lawyers fees that i am unable to pay. Do these survive the bankruptcy or are they included in the filing. Drowning in worry
I filed for Bankruptcy in 1999. The trustee lost some of my papers (Stock cert) and after years of battling with the trustees it took until Jan 2003 for a discharge to go through. I have been trying to get credit since then and absolutely no one will touch me. I even tried for a […]
Hello: I have returned to college and have been a discharged bankrupt since 2002. The student loans people want a letter from my trustee to that effect. BUT as far as I can tell, he is out of business. Is my banikruptcy file recorded somewhere with the federal government or elsewhere so that I can […]
I immigrated to Canada from the U.S. 18 months ago and due to visa problems was unable to pay $26,000 of debt in the U.S. What is the best option for settling these debt from Canada?
Is Canadian debt enforceable outside of Canada after Canadian bankruptcy? If I am discharged from Canadian bankruptcy and subsequently leave Canada can the creditor still enforce my Canadian debt in the other country? Do I get relief from Canadian courts if this happens?
