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Can I use the savings that I have to prepay the rent , buy groceries in bulk or prepay for essential services like telephone prior to bankruptcy? I have a kid and my wife cannot work due to illness. My income is far less than the bankruptcy exemption and is not sufficient to pay day […]
I became disabled shortly after I left school (about eight years ago). I had incurred a student loan debt of around $10,000 while I was in school. Now, I live on disability benefits of less than $1,000 per month, and can expect no improvement in my income due to my inability to work. How would […]
I had a problem gambling for a few years, got help and realized my mistakes. I have not placed any kind of wager in over a year. i racked up lots of money that was blown on gambling prior to last year. i found the best way for me to handle that addiction would be […]
I am on the verge of claiming bankruptcy, it is just a matter of making the appointment. I am a single mother working part time with no support payments coming in. I have about $6000 in RRSP’s and $3000 in RESP’s, will the trustee take that money to put towards the creditors? I am pretty […]
Hi, Due to being on indefinite layoff my commonlaw husband and I moved from Ontario to Alberta to find work. After moving to Alberta we had to file Bankruptcy. I have just been offered a buyout from my employer in Ontario. The amount is 75,000.00 which is the amount We were bankrupt for. Can I […]
My husband may have to file for bankruptcy, as his spouse do i have to file bakruptcy as well??
I have been separated and seeking divorce from my spouse. My spouse declared bankruptcy to avoid the division of assets and to avoid paying out the debts, which were credit cards and taxes. My spouse’s fraudulent bankruptcy has now been discharged. My spouse has placed all the assets in other people’s names to show no […]
I had lived with my ex for 4 years. We have a child together. She had credit cards befoer we met and aquired new ones in her name during our time. She added me as a secondary card holder. She is now trying to get me to pay for half the debt. Am I responsible […]
Hi, I declared bankruptcy, I have made all my payments, I am one month away from my 9 months and have met all requirements. I fully understand that I will probably have to pay another 9 months or so due to my income of $50 000, but what i am wondering is how much?? I […]
What are the ramifications of declaring personal bankruptcy, if I am employed in the financial services industry and am licensed by the Ontario Securities Commission as a Futures and Options broker
