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Hello, I recently had my bankruptcy discharged in December 2006. I was notified by my trustee to send them all of my T4 slips etc. for them to file my second income tax return. Being self-employed (bookkeeper), I went ahead and calculated my own income tax return to see if I had monies owing. It […]
What about claiming the child tax for a child that has passed away a number of yrs ago? How can that be rectified?
After being discharged from bankruptcy for over a year I recently found out about a collection from a bank a small about approx 100 the account was closed years ago around 2004 they never once reported to the credit bureau. I checked my credit report before and after bankruptcy they show up nowhere but I […]
I failed to pay two credit cards from the same company about 3 years ago and they sent it to collections. Because I was sick and unable to afford the payments..I eventually stopped even the small amounts I was paying. Finally they stopped calling and its been about 2 years. IT shows on my credit […]
My spouse and I are considering joint bankruptcy. We live in Ontario. I know there are some exempt assets we can keep if we file. We don’t own much. All our assets together don’t add up the the individual limit (we own about $4000 worth of assets in total – mainly in furniture) but I […]
My spouse and are in extreme financial difficulty. He owes $90K on an unsecured line of credit. It was an engineering student line of credit offered by a major bank to students enrolled in the University of Toronto engineering program. He also owes 15K in government student loans. I owe $65K unsecured debt on credit […]
My husband and I own a medical practice and have been sucessful for 17 years. We have never had any trouble paying bills until recently. Out of the blue all of our staff left us to start their own company. We have gone from having 6 employees to 2 and our earnings went down significantly […]
I HAVE BEEN SEPARATED FROM MY WIFE FOR 4 YEARS, BUT DO NOT HAVE A LEGAL SEPARATION, I GAVE HER ALL THE PROFIT FROM THE SALE OF OUR MATRIMONIAL HOME, BUT AM NOW PAYING A LOAN AND A CREDIT CARD BILL WHICH SHE SAYS SHE CANNOT AFFORD TO PAY, I AM NOT ABLE TO SUPPORT […]
I have a vehicle that I have 4 Black Book Prices on that are basically the same amount. The vehicle is lien free now, but is over the 3,000.00 limit by $1500.00 BBP. I am disabled and need my vehicle to carry my wheelchair, walker, canes, etc. in and I am not willing to give […]
Hi, If bankrupt, will I be able to keep my car, woth value of $50,000. As well how would I stand with findin employment in toronto. what are the main consenquences in general??
