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Q&A: Answers to Questions

Most Recent ‘Q&A’ Posts

Can Not Pay

I cannot pay what the court has ordered. What happens if I cannot pay? How long do I stay bankrupt? Can the court order garnishee against my income? Can creditors sue me? thank you

Creditors

I opposed the discharge for a first time bankrupt. The court ordered a conditional discharge and payments of surplus income. I am the only creditor who opposed. Do all the creditors get money and when do I get my money?

How do I oppose a bankruptcy discharge?

I received a notification letter from a trustee’s office indicting a hearing date for the intended discharge of my home renovation contractor. I had successfully sued this individual and his wife in Small Claims Court, and am named as an unsecured creditor of each of these debtors (who have been in bankruptcy for approximately 12 […]

Equifax and credit rating after CP discharge?

‘-I had a successful discharged Consumer Proposalnearly 3 years ago. -I checked my credit report for the first time 6 months ago. -One of the creditors that was included in the CP had me rated at an R9 with the status of ‘BAD DEBT/UNABLE TO LOCATE’ Comments: “Written off’ -I spent 4 weeks getting Equifax […]

Co-ownership of house

I own a house with my ex spouse, He lives in the home and pays the mortgage i have not llived in the home for the last 5 years but i still am on the title as owner. I havent had the money to make him buy me out, and don’t want to give the […]

What do I expect in court?

I am a first time bankrupt who has not quite managed to comply with everything for the automatic discharge. What can I expect in court?

Crossborder Bankruptcy

I am a Canadian. My small business in Georgia has become insolvent. I have also incurred significant personal debt which I cannot pay back. I have moved back to Canada. Should I declare bankruptcy in Canada or do I need to declare backruptcy in the US?

Can I keep my house???

Basically, after attempting to find a job in Alberta … …there is just nothing left to flip back and forth…

Incorporated company

I am an owner of a small incorporated company. The company owe some money in Taxes to Revenue Of Canada and Quebec. Can I include this amounts in my bankrupcy.

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