Equifax and credit rating after CP discharge?
‘-I had a successful discharged Consumer Proposalnearly 3 years ago.
-I checked my credit report for the first time 6 months ago.
-One of the creditors that was included in the CP had me rated at an R9 with the status of ‘BAD DEBT/UNABLE TO LOCATE’
Comments: “Written off’
-I spent 4 weeks getting Equifax to
correct error and provided all the correct
info. They reported that all was fixed.
(and the mailed copy showed that it indeed
-Recently, I was declined as I had an R9
on my credit report.
-Sure enough, purchased another copy
and all is still the same.
I again, emailed and faxed all info.
I can not reach by phone either.
I have tied to contact the Trustee company
but they too have not returned my calls.
Question is: How do I get this fixed quickly and properly?
-Question 2- My 4 year CP was discharged
2 1/2 years ago (total 6.5 yr). I cannot seem to get a straight answer about how long until this is removed from my credit and what rating will it drop to if there are no other debts on record?