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In 1978 My husband lost his job and we declared bankruptcy. In 2002 I declared bankruptcy after the divorce and had no employment for over a year. I re-established my credit but now my income will be dropping over 20,000.00 per year and I am unable to pay all my creditors. If I go bankrupt […]
I recently received my final divorce decision, in which I am to pay the full costs of access relating to seeing my children in BC three times per year and I reside in ON. The final decision doubled my support payments, and given my current debt load this may force me to declare personal bankruptcy. […]
I had run up about 80,000 dollars of debt in 1998 and had left Canada without informing the creditors. The reason was a personal problem and I had no alternative. While outside Canada I didn’t make any significant money. I returned to Canada six months ago , no creditor has contacted me till now. If […]
Can I stop creditors from calling my house by instructing them to “contact me by mail only”?
Can somebody declare bankruptcy when they have been charged and not yet tried?
Hi, I filed a 5 year proposal in January 2004. I have a small RRSP for $1200 (this is not my only RRSP). I would like to cash this in when it matures this November and put it towards the final 12 months of my proposal to pay it off a year early in January […]
How is it possible that a person in bankruptcy with NO job (and with no income surplus) gets discharged automatically after 9 months? A person with a job and making monthly income surplus has to stay in bankruptcy 9 months + 12 months with court order. What happens to those bankrupt who loses his or […]
I am living in the Uk and make just enough money to get buy, however I have large credit card debts in Canada. Is it possible/legal for the credit card companies to try to get my minimal saving from my accounts in the Uk. Also if I claim bankrupcy do my accounts in the Uk […]
If I file for bankruptcy and there is an unresolved dispute over one of the debts who prevails? the debtor or the creditor? In my case there is a dispute over the amount of money that I owe to a particular lender. I had taken a loan of 10K in May 2006 at an agreed […]
Hi, I have recently claimed bankruptcy. Last October I shared an apartment with my son in Edmonton, Alberta. I re-located there from Ontario as he was struggling health wise and needed some parental assistance. After nine months I came back to Ontario due to a family emergency and have had to stay to assist elderly […]
