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I have filed for bankruptcy in Alberta and need to negotiate a settlement with a Finance company. They are a secured creditor against my household furniture. Originally I told them it was worth $7500 when borrowing the money, however I have since learned that you need to base it on “garage sale” value. I have […]
I am currently considering the bankruptcy route due to personal circumstances. A few years ago someone co-signed a loan for me – they signed the paper work but apparently they weren’t registered on the loan as co-signor. What happens in this case. I know normally they become responsible for any payments I am unable to […]
i am co-owner of a house that has been foreclosed. On advise of a friend, I am trying to repay what’s owing the house so we can keep it. My co-owner doesnt want to do that, he prefers to leave it be and declare bankruptcy. will this affect me if I want to redeem the […]
i have a large debt owed to revenue canada with little hope of being able to pay it off. would they be able to contest my Bankruptcy?
my wife purchased a house b4 we were married and is the sole owner. is there a way for my bankruptcy to affect her assets.?
I have declared bankruptcy in 2005 and after going through entire process had a automatic (uncontested) discharge in April 2006. A month after my discharge I received a letter for a Lawyer that represents a ‘major bank’ that has purchased Sears Canada debts and they stated that a month prior to declaring bankruptcy I spent […]
Between myself and my wife we have a combined debt of approximately $120.000 . Due to the loss of a good paying job we find ourselves contemplating bankruptcy as an alternative. About 10 years ago we bought a property in Costa Rica for our retirement. This property is worth now around $90.000 and is fully […]
I am trying to payoff my creditors by selling my home however,a certificate of pending litigation is stopping me from selling the home and paying off my creditors. The person who put the certificate on the home is entitled to 20,000 but won,t settle until he is paid 54,000. I was not aware of the […]
I am an employee, not a shareholder or owner, of my spouse’s incorporated small business and have cheque signing authorization to pay bills on the bank business bank account. If I have to file personal bankruptcy, will the business be affected in any way?
If I Co-Borrow (Co-Sign) on a Mortgage with my Common Law Spouse and then later I opt for a Consumer Proposal is the house affected at all? I have significant debts and am self-employed and am on the verge of having to bail myself out in some way. Preferrably not bankruptcy. My spouse has a […]
