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My husband and I applied for bankruptcy on January 11th, 2008. We decided to keep the house and pay the difference. We are paying $300 per month for 20 months to pay off the $6000. My question is, are we discharged after the 9 months (if we keep up with all the other duties), or […]
i have a lions citifinancial credit card.can i include that in my bankcrupcy.and what kind of credit card are not included. Posted from: Quebec
I was wondering if you have to be employed to file bankruptcy? I am having financial problems because I have had to recently go on Social Assistance and E.I. so I am having issues with paying my past bills and current bills so…please help me? Posted from: Ontario
I am thinking of declaring backruptcy however one of the credit cards is in both my husbands and my name as a joint account. How does this affect him? Does he just become responsible for the debt and have to pay it or does it affect his credit rating. Will he have to declare too? […]
Your opinion would be much appreciated. I currently have $160K in Fed Tax owing based on 6 years of not paying my taxes due to deaths in the family and marital issues, and approx $55K in unsecured credit card owing (multiple CC). If I file for bankrupcy is there any reason that the amount owing […]
Hi there, Will I receive a notice that my creditors are sending a garnishment to my employer? Before they can obtain a court`s order to garnish my wage, how and what are the processes gonna take place? Thanks Posted from: Ontario
My father owes approximately 30k to a private individual who consolidated several other debts for him, as well as a 23K bank loan secured on his partner`s home, a 14k car loan, and 6k in credit card debt. He has recently been diagnosed with cancer and is struggling to manage financially on a reduced income. […]
I am drowning in debt and have talked to credit counsellors who ALL suggest that I claim for bankruptcy. I recently agreed that their suggestion is probably best for me, however, a new situation has come up and I`m desperate to know what to do!! I am married but my husband has taken a job […]
My fiancee and I bought a house together (which won`t be ready for a year) and my debt now is excessive, having to pay off a loan, credit cards and bills, I am saving $0 of my pay cheques and occasionally dip into my overdraft just to make ends meet. I signed the papers with […]
My ex has claimed bankruptcy. He owes back support dated back to August of 2006. I know that declaring bankruptcy won`t resolve him of those arrears, but could his trustee be able to stop Family Response from enforcing the court order until he is discharged? Also, he claimed bankruptcy in February, in April I was […]
