I do not want to lose my home.
I do not want to lose my home, but I am not sure how much equity if any you are allowed to have when claiming bankruptcy or proposal. Is there a max amount you can have without losing your home? Posted from: Ontario
Consumer Proposals: Answers to Questions
Most Recent ‘Consumer Proposals’ Posts
is it possible to move provinces?
I have an opportunity to move from Toronto to Vancouver within my company. I was looking into filing a consumer proposal or bankruptcy if necessary but am worried how a move would affect all of this. Posted from: Ontario
Can I choose to make whole a creditor once my consumer proposal is completed?
Hi, Good morning. I understand that prior to filing for a consumer proposal, I cannot make any favorable payments to any of my creditors. If I choose to keep making payments, I have to make the minimum payments stipulated on the monthly credit card/loan statements. Can I choose to make whole a creditor (an employer […]
How many times can you file a consumer proposal?
How many times can you file a consumer proposal Posted from: Ontario
Proposal and Foreign Creditors
I have a number of foreign creditor and an looking at filing a consumer proposals. Can/should these debts be rolled up into the porposal or do they need to be handled outside of the proposal? Posted from: Ontario
Consumer Proposal and Funds in Foreign bank accounts
I am working in US and have bank accounts there. These accounts are used for direct deposit of my salary., When I am going to file consumer proposal, do I have to mention those accounts as well and if I mention those accounts then funds will be taken from those accounts? Posted from: Ontario
Credit Amex
Do you have to surrender an american express card even if its one that is mandatory to pay balance in full every 30 days, carry no balance and have an excellent rating. Posted from: Ontario
CMHC Debt
Hello, I just received a letter yesterday stating that CHMC would be garnishing my wages up to 20% of the gross. Today I find out as well that CHMC placed a freeze on my bank account, is it possible for them to double dip? I was willing to accept the garnishment as I have other […]
Statute barred
Is it wise to go into a consumer proposal to stop ONE garnishment when all the other creditors on the credit bureau file are not calling anymore and they are waaay over the statute of limitation so they can not sue anyway…I was told ALL the creditors on the file had to be included. Is […]
lexis8704
The person I was suing went and filed a consumer proposal. This put a halt to all court proceedings. As a creditor I have received no information or paperwork from the lawfirm he filed the proposal with. I tried calling them but they did not return my calls. Is there any way I can know […]