Consumer Proposals: Answers to Questions

Most Recent ‘Consumer Proposals’ Posts

CP

If you file a consumer proposal, can the creditors garnish your wages while the process is being completed? It mentions on here, that you are to stop paying to build up a settlement account? What prevents creditors from coming after the money via a court action etc.. Posted from: Ontario

0 balance

good afternoon, this is a great site! my question is this. if you are considering a consumer proposal and you have a credit card in good standing (that we have had for quite soemtime) with a $0 balance owing, do you still have to include this card in the proposal? Posted from: Ontario

Child Tax Credit

Can I keep my child tax credit Posted from: British Columbia

Overdraft & Consumer Proposal

Can an overdraft bank account be included in a consumer proposal? The bank account has been in overdraft for months and it’s an amount of $4000. The bank wants the account closed, but I don’t have the funds to pay it all back. Posted from: Ontario

credit card usage

I am going to file a consumer proposal but i am worried about renewing my mortgage, which is up for renewal in jan. I dont think i will make it to the renewal date without defaulting payments with my creditors. what will happen if i use a cash advance to renew my mortgage early(approx $1800). […]

Consumer Proposal & Tax Refund

I requested an adjustment of my previous income tax returns a while ago and may receive a refund very shortly.. I have just filed a consumer proposal….if I receive a refund before the 45 day period, to whom does the refund, if any, belong??? Posted from: Alberta

Consumer Proposal Time Period

If my Creditors agree to my proposal before 45 days… can my proposal start before 45 days after filing???? Posted from: Alberta

Mortgage and credit card TD

I owe approximately 19,000 in unsecured debt and 11,000 in a home equitly loan. One credit card is $5000 plus my overdraft of 1300 with TDCAnada trust. My mortgage is with TD as well. My renewal comes up in March 2013. If I were to file a CP would they still renew my mortgage at […]

summons to small claims court

I have just received a summons for small claims court for a credit card bill that I am unable to pay. They want me to pay over 21% interest on the just over $10, 000 balance. I have one other credit and jointly own my hown with a mortgage and a vehichle on which I […]

Ted

Can only consumer proposals be only by trustees? Posted from: Alberta

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