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I filed in 1999 for a first bankruptcy and was immediately discharged. There was no record in the credit bureau report regarding this. Now I see an R9 for a consumer proposal that I am paying off on my credit bureau file. Will the first banktruptcy appear again on my credit bureau file because I […]
My trustee did my pre and post income tax returns. They sent me a photocopy of the four pages of the T1 return for each but that was it. I want to know if I am able (or even supposed to) get all of the forms, schedules etc that would have been filed. It would […]
When I went bankrupt in May 2011, I had an outstanding grievance with my employer. I finally reached a settlement in May 2012, after my discharge came in March 2012. It was for $10,000.00, my trustee is telling me that I am losing $7,000 to the creditors. How is this possible??? He won’t even return […]
If I do claim bankruptcy can the CMHS come after me once the years have passed. The CMHS is threating me not to dare claim bankruptsy because they will make a case against me that once the years are done they can still come after me. Is that true? Posted from: Alberta
After I signed the papers for my bankruptcy I asked if I could cancel my cellphone contract, I listed the charges I would incur and after a month of asking I finally got the answer (from the trustee’s assistant who was the only one that ever answered questions) The answer was “Go ahead and cancel […]
If I am living with my partner, but our finances are entirely separate (like roommates) do I need to report her income on my monthly statements? And if not, who determines the nature of the relationship and how do they do that? Posted from: Newfoundland and Labrador
Hi, I’m sorry I sent the question without finishing with what was one of my most important questions about filing for bankruptcy while self employed. Do I have to tell all of my vendors whom i buy product from that i have filed for personal bankruptcy? Posted from: Ontario
can you go bankrupt if you owe taxes and can,t pay them? Posted from: British Columbia
just wondering my husband cosigned for a truck for my son. My son went to school and could not afford truck any longer so my husband took over payments. When the lease was up husband took truck back and there was all these charges in the amount of 3000. My husband declared bankruptsy. They are […]
My husband and I are separating and have a mortgage and loan together. I cannot afford to undertake this much financial burden as I only make minimum wage and work for a temp agency. What are my options? Posted from: Ontario
