Consumer Proposals: Answers to Questions

Most Recent ‘Consumer Proposals’ Posts

How do I get included into someone’s Concumer Proposal?

Hello, I have a tenant that I evicted that owes me unpaid rent. I understand he has filed a Consumer Proposal to his other creditors. How do I get included into his Concumer Proposal? I unfortunately don`t know where he now lives and only have a cell # to contact him. Thanks, Posted from: Ontario

Rental Property and a residence

My wife and I have personal loans and debts we cannot service. I lost my job and her business is failing. We are contemplating bankruptcy or a consumer proposal. We jointly own a residential rental property as well as our own residence. We have a mortgage on the rental property that is higher than the […]

cost of consumer proposal if it is rejected by the creditors

How much does a consumer proposal cost if it is ultimately rejected by the creditors? Posted from: Ontario

Consumer Proposal for debt outside bank

My bank (CIBC) is currently putting together a proposal for all CIBC-Debt (Line of Credit, Visa, Overdraft). If after entering into a consolidation agreement with CIBC, can I then file a Consumer Proposal for all `external` debt without disrupting the agreement with CIBC? Posted from: Ontario

bad information

Can you take any legal action towards a trustee or an administrator for giving you misleading or wrong information at the outset of your proposal? Is there any recourse one can take? Posted from: Ontario

Consumer Proposal Annullment

I let my consumer proposal get annulled after a year… One of my debts(Money Mart) didn`t respond at all to my proposal…and my Trustee told me because of that I no longer owe them money. Now sense my proposal is annuled…Money Mart are coming after me for the money i owed them. I can`t find […]

Preparing for a Consumer Proposal

My wife and I are looking at entering into a Consumer Proposal in the new year. We are wondering if it is a good idea to refinance our mortgage now to a 7yr term (get 8k in equity back) so that when a 4yr proposal is complete and a 2yr re-establish is done our mortgage […]

I turned it around quickly, BUT…

I paid off a 54 month proposal in 2 years (last payment was April 2008). I would like to apply for a mortgage now. Although the CP will show up on my credit rating, is there any reason why I could be refused a mortgage? Will the fact that I paid the CP and have […]

CAR LEASE

I am trying to re-lease a vehicle and have been declined as the auto manfature says that it is against the law to re-lease to me Your help is appreciated. Posted from: Ontario

self-employed

I would like to know what happens with ainvestment account in the case of consumer proposal or bankruptcy ?Could be kept open and use it? Posted from: Quebec

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