How long to rebuild my credit after a consumer proposal?
I am planning to file a consumer proposal next week for five years. Once I’ve completed it, how long will it take to rebuild my credit after the consumer proposal? />Posted from: Ontario
Consumer Proposals: Answers to Questions
Most Recent ‘Consumer Proposals’ Posts
How to know if a judgement is filed against you?
Hello, I was told to see if a judgement was filed and if so, then go ahead and file a consumer proposal, or wait for the SOL to run out. Just wondering how to know if a judgement is filed against you? I haven’t gotten and communication to date in the 18 months since my […]
Can my boyfriend and I do a joint application?
Hi there, if I am interested in a consumer proposal can my boyfriend and I do a joint application? Combined we have about 23000 in debt, we both have vehicles and are just overwhelmed. Combined we make $80,000 and do not have a problem with pay our creditors but the interest is killing us with […]
Bankruptcy Annulment Confusion
In January 2011 I filed for bankruptcy. Sadly, a couple of months later my father passed away and I received enough money to pay half the debt owing. On October 7, 2011 (once I had access to the money) my trustee filed a Consumer Proposal for me. All went well and I have a Certificate […]
Can we apply for consumer proposals as joint or separately?
We own an incorporated company and are the only shareholders. He’s president, she’s an officer of the company. Both have high personal debt. Can we apply for consumer proposals as joint or separately? Is the business affected? Posted from: Manitoba
can I get mortgage refinancing from A lenders?
I m off the consumer proposal from my credit bureau and credit score 667. i have 3 credit cards. I got 2 credit cards after the proposal which are unsecured. Capitol one from 24months and walmart master card from 6months. can I get mortgage refinancing from A lenders? Posted from: Ontario
credit rating after completing a consumer proposal
Hi! We just completed our consumer proposal payments this year. Is it possible to apply for a credit card or car loan , or if possible mortgage (first time house house buyer) loan to help us rebuild our credit? What is our credit rating after completing a consumer proposal payment? Thanks. Posted from: Ontario
Can I improve my credit score during my consumer proposal?
I am considering initiating a consumer proposal. My plan is to pay it off in 4 years. I’m not sure my very old car will last the 7 years it would take to have this removed from my credit report. Can I improve my credit score during my consumer proposal? Posted from: British Columbia
Can the CRA take my tax return even after we filed the CP?
Hubby and I just filed a CP and my student loans were included. I have been paying them for 10 years, I was told the CRA would take my tax return this year (2014 taxes). Is that true? I may have $1500 and that will help us get back onto our feet. Can the CRA […]
Can I remain a director of a non-profit organization?
Can I remain a director of a non-profit organization if I file a consumer proposal? Posted from: Ontario