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A person was in consumer proposal in 2012. He has completed the consumer proposals in Nov 2013. The person is now having credit cards. Is the person can apply for residential mortgage to buy a new home? Posted from: Ontario
If I wish to go back to School to get a Degree, can I still apply and receive OSAP loan(s) though I am still undertaking a Consumer Proposal? (Note: No previous student loans outstanding or unpaid) Posted from: Ontario
Last year my mother gave me use of her line of credit to purchase a new vehicle. Will this be considered unsecured debt and included in a consumer proposal? I pay a monthly amount to her for the vehicle just as if it was a car loan. I know that she can register the vehicle […]
i cosigned for a line of credit for my son in 2004 i have never used the line of credit my self does this need to be included in a consumer proposal Posted from: Ontario
I am currently under a five year consumer proposal with about a year left and I am currently in a situation where I need to purchase a car. Is it possible to get financing for a secured debt while under the consumer proposal. Posted from: Ontario
I recently completed a consumer proposal where I returned my leased car as part of the proposal, when I go through the list of creditors I repaid, Ford Motor company is listed but for the amount of $1.00? Is this correct of did the trustee make an error? Posted from: Ontario
My husband has to file for CP due to RBC trying to file a judgement against him. When we spoke to the trustee she thinks its a good idea that I file for one to as I have some credit card debt and a loan from Citi Financial. My question is when I got the […]
I have owe RBC about 20K on a credit card along with some other credit cards. I am filing for CP this month. I have a truck loan with RBC and am behind on one payment, but have made arrangements with them. My question is will RBC take my truck away if I file for […]
How long do I have to have an open loan or credit card to include this creditor on my consumer proposal? for example: I got 3,000.00 loan in the last 3 months can I include this creditor on my proposal? Posted from: Ontario
What is looked at as far as $ received but not paid on the debt? My husband received a termination pay which we used for some debts, home repairs & a vacation. Will it count against us in a consumer proposal that we didn’t pay off debts? Also recently put a 2nd mortgage on our […]
