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I am considering bankruptcy. I am a university student with debt on my shoulders, currently in my second year of studies and I have two more years to go. I want to file for personal bankruptcy, but I don`t know how that is going to affect my student loan from OSAP. Currently I don`t have […]
Hi, It`s been 10 years since I graduated (October -1999). I have been unemployed for 5yrs and on disability (ODSP) for about three years now. I also have three disabled children. My point is I am unable to pay back my student loans and have not been financially able since graduating due to the fact […]
I am a single mother to a 7-month old baby boy. I am considering to file for bankruptcy, since all my bills are too much for me to handle being in this expensive province and all. I want to do better for my son`s future and am wanting to go back to school to get […]
I have 2 student loans from 2001 which I kept in good standing untill 2006. One is with NSLC and the other with my bank.. I now make payments with one company while another collection adgency is trying to get money. what can I do to stop the collection adgency from harrassing me? Posted from: […]
I graduated in 2002 with $35,000 in student loans. I returned back to school for only a semester in the fall of 2006 and received an additional $6000. Can I declare backuptcy this year (since 7 years have passed) for the amount incurred in 2002? Or does my return to school deny me this opportunity […]
Hi there, I have student loans that are over 7 years old and some that I took out in the past 7 years. If I declare bankruptcy will my older loans be discharged? Thanks for your help. Posted from: Ontario
I stop my studying in 2001, and filed for bankrubtcy. and discharged. I am paying small monthly payment for ontario s.l ,and also I was paying to hrdc collection for canada s.l, until the changed the collection procedure. now i don`t pay for federal s.l, and collection agency were calling untill last coupple of weeks. […]
I will be graduating from UofT this spring, along with inheriting a $25 000 debt. In September, I am moving to Europe to do an internship for 6 months. My plan is to stay there after the internship and get a full-time job. Since the salaries over there are in the range of $200-500 per […]
Are student loans from a bank or financial institution treated the same as federal and provincial student loans in terms of the 7-year discharge? Posted from: British Columbia
I was told by some one that not all the student loans are cleared in bankruptcy. Is this true? I guess the difference was federal and provincial. Thank you Posted from: Ontario
