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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Need advice, should I file for bankrubtcy again

I stop my studying in 2001, and filed for bankrubtcy. and discharged. I am paying small monthly payment for ontario s.l ,and also I was paying to hrdc collection for canada s.l, until the changed the collection procedure. now i don`t pay for federal s.l, and collection agency were calling untill last coupple of weeks.
Could you please give me some advice about my s.l status. should I file for bankrubtcy again to clear my s.l, or they will be write off by the both government. as I still can not affort to pay the required monthly payment.
Thanks.

Posted from: Ontario

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One Response to “Need advice, should I file for bankrubtcy again”

A licensed trustee said...

You have the right to apply to the Court and ask that your student loans be retroactively included in your first bankruptcy. Unfortunately, the cost of doing so will approximate what a second bankruptcy may cost you.

Given the choice, I think you should speak to a lawyer first – why file bankruptcy a second time if you don’t have to…