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What would you say the top three causes of debts problems are that bring clients to your door?” Who would you say that a Bankruptcy Trustee works for? What would you say most people are worried about when they come to see you? Why should clients not feel embarrassed about coming to see you? What […]
I have filed for bankruptcy and my normal salary does not create any surplus income. However, I am expecting a year-end bonus from my employer which will cause surplus income for just one month. Does that mean I can’t have my bankruptcy discharged in 9 months?
Awhile back I had to be hospitalised in the USA while on vacation. My travel insurance has refused to pay for my claim and now I am on the hook for the whole amount to the USA hospital. If I go bankrupt in Canada would it include the amount I owe in the USA?
Hello, For the purpose of determining the surplus income limit during bankruptcy, I need to know my family size. I am divorced, and my son lives with me 50% of the time. I pay child support, but it is offset based on what my ex would pay me. Am I a family size of 1 […]
My husband and I went bankrupt in April 2015. Before bankruptcy, I saved $900 towards a trip to England to see my father which I declared at the time of bankruptcy. The Trustee told me I could use the money for the trip but I would have to repay it back. We are now six […]
Hi, I am wondering how luxury purchases on credit cards six months before filing for bankruptcy would appear? I took a vacation about five months ago and made some large purchases about six months ago. I have been making payments since but have been unemployed. I assumed I would be able to pay off these […]
What if I work for one of my creditors? I work for a bank, to which I owe money. What are the repercussions for me professionally if I file for bankruptcy or file a consumer proposal?
I am a Canadian citizen living in the US and I have two credit cards that have become impossible to manage. As a US resident, is it possible to file Canadian bankruptcy on Canadian credit card debt?
Hi, I am wondering in Newfoundland how matrimonial home works, If one spouse declares bankruptcy and was never on the title of the home but lived there would they have to claim it as an asset if their name is not on the title?
I am 5-years into my personal bankruptcy and, while I was able to keep my home at the time of Discharge due to low equity, I am now faced with a massive home repair bill. On top of my monthly mortgage payment, I will be unable to keep up payment. As I am still in […]
