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Most Recent ‘Q&A’ Posts

common–law & bankruptcy

If my common-law boyfriend declares bankruptcy of any kind will I also become legally involved? I own my own home that he has moved into with me and I don’t want to lose it? This is involving debt that he had incurred before he moved in with me. I live in New Brunswick, Canada. Thank […]

Consumer Proposal same as Bankruptcy

About 3 years ago I went with a company that consolidated all my personal charge card debts totaling close to 50,000.00. I have been making payments of 1025.00 a month and was told that I would be paid off after 5 years. I have been told that my credit rating shows up as me having […]

Re-assessing taxes after bankruptcy discharge

my husband claimed personal bankruptcy in 2003…he was discharged in jan 2005, but since then we have discovered that revenue Canada had made a mistake in his taxes, to his benifit. He would like to go back 5 years but he is worried this might affect the bankruptcy…they did his taxes in 2003 and 2004 […]

student loans

can student loans be included in a consumer proposal?

Child Tax Benefits underpayments

I am in the middle of a personal bankruptcy, to be eligible for discharge in two months. I have just received a large cheque from Revenue Canada that represents underpayments owed on Child Tax Benefits. This was calculated after my Trustee filed Income Tax for the past five years as part of my bankruptcy. Am […]

Worth declaring bankruptcy?

I have paid off as much of my business debts as I was able to – putting myself at risk to do so. I simply can no longer pay off the remaining debts. I have paid off all money owed to the govt, the remaining debts are to the bank & post office. All other […]

I have been out of the country for two years

I need your help because I have a personal loan that I have not paid in two years. For serious health reasons I left the country and now I would like to return but I am completely broke and I have no one to turn to. The loan needed to be paid off by July […]

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