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Most Recent ‘Q&A’ Posts

surplus

when checking for surplus do you add all months up then divide by the number of months to get average income Posted from: Ontario

House equity

My spouse has filed for personal bankrupcy, and is required to pay the amount of equity of our family home to the trustee. Why is it that I legaly own 50% of our family home, but have to pay my share of the equity to my spouse’s bankrupcy? Posted from: Ontario

City iean on property

I am a 67 year old senior on a pension and cannot afford to make repairs to my home.If the city repairs my property and put a lean on my property and I cannot afford to make the payments and lose my home can I write the city lean off in bankruptcy or can the […]

creditcard debt

I am living in the UK and do not make enough money/month to make my payments and reduce my debt so my mother has been paying for me. She has her own loan to pay plus my dads credit card payment. I am a Canadian citizen so can I claim bankruptcy? Posted from: Alberta

Supplementary Card Holder

I cancelled supplementary card holders card approx 1 year before I plan to declare bankruptcy but the name was never taken off my statement. Will they still be held responsible for my debt. Posted from: British Columbia

Listing of all bankruptcies

Is there a public list of companies and individuals who have gone bankrupt? i am looking for such a list. Thanks in advance. Posted from: British Columbia

Confused

Do you have to be behind in cc payments to file for bankruptcy? I ask because i can barely make ends meet with payments now and i know i am in serious trouble but want to avoid collections as i know i have no other choices. Posted from: Ontario

Student loan can be included in bankruptcy

I took canada student loan and osap 9 years ago after finish full time study. Now there is $ 1075 left over 3 years ago i go for 7 months full time cource in private college funded by HRDC for people who are on ei. My question is i can include my left over student […]

Laurie Roberts

My ex husband cosigned a car loan for me and the car got repoed…We are getting divorced but I want to also apply for Bankruptcy,,,,who is responsible for this car loan,,, Posted from: Saskatchewan

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