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Most Recent ‘Q&A’ Posts

student loan bankruptcy when you no longer live in Canada

What should i do if i no longer live in Canada but need to declare bankruptcy to deal with my student loans? Who can i contact for help? Do you have suggestions as to an agency that can help me? in advance I thank you for your response,

Discharge objection

A creditor is objecting my discharge on the following grounds “the bankrupt has been guilty of any fraud or fraudulent breach of trust”. Ofcourse, I disagree with their assessment. What burden of proof do they need to provide at the hearing? Thank you

Dealing with a secured creditior during a proposal

I have recently filed a consumer proposal that was accepted by my creditors, this was 5 months ago. During this time, one of my listed debts (with a national computer company) holds a security interest in my computer (as I just found out). My trustee says they are a secured creditor and there is nothing […]

bankruptcy

Where a divorce has been granted and the division of property has been settled can the ex spouse living in the house claim bankruptcy? And how would it affect the outcome of the division of property?

Nine Month Period

I filed for bankruptcy on the 25th of October, 2005. Does the nine month period cover Oct.25th, 20005 to August 24th, 2006 (technically nine months) or Oct. 25th, 2005 to August 25, 2006 (nine months + 1 day)? I had a creditor oppose my discharge at 1PM on August 25th, 2006! Please help!

Inheritace in Bankruptcy

Hi, My wife and I filed for bankruptcy in June due to our Business folding. In the meantime my wife’s Grandparents have passed and we think she may be in the will. If the estate is settled outside of the 9 months will we be able to keep the inheritance? And what if the estate […]

leasing an apartment

We declared a consumer proposal and will be discharged very soon ….in good standing. We will be wanting to rent an apartment but wonder how it will affect our chances in light of the credit check that is done on most upscale units.Will we be denied because of the credit report even though our income […]

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