Q&A: Answers to Questions

Most Recent ‘Q&A’ Posts

Court order garnishment of wages

What if someone is garnishing my wages from a court order. Will my bankruptcy stop the garnishee?

Supplementary or Joint

How can I find out if my spouse is a joint borrower or just supplementary card holder on my credit cards?

Can you keep your home if you declare bankruptcy?

If you declare bankruptcy, can you keep your family home? Is there anyway to guarantee this before proceeding with a bankruptcy claim?

Income: $4500/monthly Mortgage: 265,000.00 Total in Credit cards: $100,000.00. Making minimum payments only. Family Members loans: $70,000.00 1st Question: My Job security is unstable. Too tight to continue down this path and reach with all payments. Therefore would like to sell house to brothers and sisters. And they would keep me there on rent only. […]

Insurance

Is a debt with the insurance company in NS, exempt from Bankurptcy? The amount I owe could be as high as 500,000.00 and I am not in a position to repay this. Thanks

Supplimentory Credit Cards

If I have credit cards, and my spouse has supplimentory cards, is this his debt as well, or can I claim Bankruptcy without him being affected?

home equity

I reside in quebec,me and my wife have paid the morgate together,and now I have a financial situation could not afford to pay,she then ask her brother to joint to help her to pay the other half,if I file for bankruptcy,is my wife have any responsibility for my debt and would creditor will seized the […]

Requrements for bankruptcy ?

I am thinking about filing for personal bankruptcy, if things don`t change financially soon in my life. My question is, what information should I have ready when I meet with my trustee, what should I bring with me ? Thanks

Several bankruptcies

Can someone make 3 personal bankruptcies in Quebec?

home equity

I reside in province of NB. If my husband and I file for joint bankruptcy Is there any possible savings on trustee’s fees. Or we each pay the same 1800. We have about 5,000 equity on the house and if we do not have any money to buy it back (all at once) from trustee, […]

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