Q&A: Answers to Questions

Most Recent ‘Q&A’ Posts

Bankruptcy – Separation Agreement

My exhusband and I entered into a separation agreement earlier this year in which he would agree to monthly payments to me in order to pay off the marital debt, in exchange I would waive the 30 day waiting period following the divorce so he could remarry. I lived up to my end of the […]

American & Canadian Credit

Is there any differences in a bankruptcy if a few of your credit cards are from American companies that operate only in America?!?! Can you still include them in your debt or do you have to pay them off separately? Thanks Posted from: Alberta

Will I lose my RRSP if they are not locked in

Hello I was wondering, if i file for bankruptcy is it possible for me to lose my rrsp`s if they are not locked in. If there is a change of losing them; wouldn`t it be better to file a proposal?. I live in NB thanks Posted from: New Brunswick

traveling

can i travel while i have filed for bankruptcy.can i travel to united states if i get a job and ive filed for bankruptcy in nova scotia .thanks Posted from: Nova Scotia

using credit with 3 months

I know that under the bankruptcy act there is a clause that states my creditors could oppose my bankruptcy if I have used my credit cards within the three months prior to filing for bankruptcy. If that happens would an automatic discharge of the bankruptcy happen more often then not? I`ve never filed bankruptcy before. […]

no work no money

My wife will probably never be able to work and has not worked enough to collect cpp benefits because of her illness and I have also become ill. My workplace does not want to pay my disability insurance and I had to go on EI during the appeal, but EI will end soon and I […]

monthly child tax credits

will I loose my monthly child tax credit for my child Posted from: Newfoundland and Labrador

Money Transfer before bankruptcy

If I have a loan that was cosigned and I used a credit card to pay off that cosigned loan and then declared bankruptcy would that be considered fraud? Posted from: Quebec

Overdraft

Will an overdraft balance be covered in a bankruptcy? Posted from: British Columbia

Co signed loan

If a loan is co-signed and I file for bankruptcy will the loan need to be paid outright or will the monthly payment option be available to my co-signer? Posted from: British Columbia

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