Q&A: Answers to Questions

Most Recent ‘Q&A’ Posts

Canada/USA

Former Canadian resident now living in USA, debts are all Canadian. Can I file in Canada? Posted from: Alberta

I have ballooning credit card debt due to employment difficulties during the past few years. I manage to make the minimum payments, largely from my credit line, but unless things change drastically I don`t see how I will ever be able to finance the interest myself, let alone pay down these debts. I keep about […]

how long before my debt is erased?

i have been living on disability pension now for 9 years.my debt when i became disabled was approx 60k . with interest and penalties it is now over 75k.i have4 no way of making payments on this debt. how long before it is erased? Posted from: Ontario

Can I apply for credit during bankruptcy?

Can I apply for credit during bankruptcy? Posted from: Ontario

3rd time bankruptcy

what happens if you go bankrupt 3 times how many years will it stay on your credit bureau before it is removed?? Posted from: Ontario

Examination under Oath

I expect to be discharged in December. So far I have fulfilled all my duties and my trustee has applied for an absolute discharge sending a report to Superintendent Office. Today, I got a Notice of Examination before the Official Receiver, my question is what would be a reason for such examination? Posted from: Alberta

Personal Proposal

My business is not incorporated and therefore I am looking at all my business debt as personal. I want to continue to operate my business, so would entertain the idea of a Proposal. My debt is close to $200,000. #l Some creditors, I would like to leave off the list, as I am close to […]

Filing Online

Is there any way to file bankruptcy online? Posted from: Nova Scotia

I owe, I owe

I currently am in about $70,000 debt. All as a result of a separation. My husband and I have reconcilled but the debt is still there. I was considering bankruptcy as I am self-employed but working very little. My issue is that my husbands income is fairly high and I am concerned that this will […]

Questions re specific assets

Under bankruptcy, will I be required to hand over my kid`s RESPs? My personal RRSP is locked in? Will that be affected? Will I be able to keep my house and car? The car payments are up-to-date, but the mortgage has fallen in arrears by two payments. Posted from: Ontario

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