Q&A: Answers to Questions

Most Recent ‘Q&A’ Posts

Initial Consultation

Is it possible to file for bankruptcy at the first meeting with the trustee? Posted from: Ontario

Bankruptcy and Employment

Can I declare bankruptcy even i am employed full time Posted from: Ontario

can I give house back to the bank? will i need to file for bankruptcy?

Separated, paid mortgage until now, but unable to continue thinking of bankrupt or surrender house back to the bank, do I still have to go bankrupt? Posted from: Alberta

Paying for daughters wedding during bankruptcy

We have just found out our daughter is planning her wedding for August of 2010 and it is the parents responsibility to pay for the most part, would this be an exemption. Posted from: Alberta

family debt

I have family debt as well as comsumer debt. Can I not include family debt in the bankrutpcy? Posted from: British Columbia

What counts as first or second bankruptcy?

I understand from the answer for a former question that if I filed for bankruptcy and I am not discharged but my trustee is discharged, all my debts are reinstated and creditors can pursue me. Does it mean that I am not under bankruptcy protection anymore so I am not considered bankrupt? If this is […]

Reversing to debt settlement after bankruptcy has been filed

After claiming bankruptcy can it be reversed to a debt settlement? Posted from: Ontario

what is the difference between a bankrupt`s discharge and the trustee`s discharge?

I filed for bankruptcy in January 2007 due to two years of unemployment and death in the family. I had no assets, I completed all requirements such as two counselling sessions and paid my trustee the required fee. I was not discharged after nine months as the trustee could not acquire full details from one […]

co-signer

I co-signed for my daughter-in laws van. My son has made all the payments and isnt on the loan. They are getting a divorce and she is filing for bankrupsy. Will I be responsible to pay off the van? Will my son keep it? He hasnt missed a payment..Thanks..christine bailey([email protected]) my email… Posted from: Ontario

My wife`s personal belongings

During the declaration of possesions, do I have to declare my wife`s personal belongings like jewelries and fur which were possesed before we got married or given to her as gifts by the relatives? If so, will those things be taken by the trustee? Posted from: Alberta

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