Consumer Proposals: Answers to Questions

Most Recent ‘Consumer Proposals’ Posts

RRSP, LIRA and TFSA

Are RRSPs, LIRA and TFSA surrendered when filing Consuner Proposals? I am collecting EI benefits. Am I eligible to file CP? Posted from: Ontario

We recently file a divison 1 consumer proposal and it was accepted by our creditors. Looking at our current financial situation, we are almost certain we will not be able to make all of our scheduled payments. This will put us in default status. Having spoken to a financial planner, he suggested we get a […]

Filing tax returns

I filed a consumer proposal in August of 2008. As part of the proposal I did a provisional return for 2008 up until Aug. I did not get an assessment for this and when I contacted CRA they said I had to do a full 2008 return. My trustee said that a reconciliation will be […]

Return to Original Bank

I successfully completed a Consumer Proposal almost two years ago. For some reason, one of the banks involved did not seize $20 left in a mutual fund RSP acount. The money sits there to this day and I get quarterly statements. My question is: Could I start to contribute to this fund again or would […]

Consumer Proposal and Assets

When filing a consumer proposal I have read that you get to keep your assets – is this fact? A friend of mine is drowning in debt and can hardly make ends meet but has a recreational asset that is of value that they have worked for years to obtain and really does not want […]

Mortgage Renewal

What happens if you filed a consumer proposal and your mortgage is due for renewal? Will the banks still give you a mortgage? Thanks. Posted from: Ontario

foreclosure

Can the shortfall to the bank be included in a consumer proposal when a home is being foreclosed. Posted from: Ontario

Are resp total value taken into account when filing a consumer proposal

Are resp total value taken into account when filing a consumer proposal Posted from: Ontario

CONSUMER PROPOSALS JOINTLY

what fees are payable to the gentleman viewing our documents and paying the trustee, what legal fees has to be paid when preparing and submitting the CONSUMER PROPOSALS. Posted from: Ontario

Thinking of filing a consumer proposal

My husband and I are ready to file a consumer proposal. Our mortage will be due for renewal in four years so we will still have a `not great` credit rating at that time. We will still be able to get a mortage (hopefully with the same financial institution)? Posted from: Ontario

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