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Can I purchase a home while in consumer proposal. My previous mortgage was paid when the house sold..its only unsecured debt thats included in my proposal. The whole thing happened because of my divorce and my ex not paying his bills…so they came after me and I opted to pay half in a proposal rather […]
I have a rental property in quebec ( we now live & own a house in toronto), last dec. my new tenant that supposed to start a year contract , changed his mind because he said, he was laid off from work and gave us a day noticed and couldnt be reach anymore. To make […]
I`m presently on a Debt Management. Can I still apply for consumer proposal? I have been in the program for 1 year. Posted from: Ontario
I am trying to find the interest free way to pay off my debts. I owe close to $30,000. Most of which is a car loan that I have already stoped paying. The vehicle was in an accident that will not be covered through insurance. The car is worth more than the damage done to […]
Now that the Bankruptcy laws state that student loans can be wiped clean in a bankruptcy after being out of school for seven years rather than ten, what does this mean to consumer proposals? If I file for a consumer proposal and I have been out of school for more than seven years what happens […]
Currently I am on E.I. I have a drawer full of unopened letters from collection agencies. This is stressing me out. I am at the end of my rope. They keep calling my parents number as I changed mine. I have outstanding lines of credit, credit cards around $15,000. And a old student loan (past […]
Hello, I am planning on filing a consumer proposal but would like some clarification. I have a court order for receiving child support for $300/month as well as a court order for fixed arrears in the amount of $5000/year for the next 5 years. The support payor is in default and has not paid since […]
I have $30,000 in credit card/consolidated loan debt and I`m considering a consumer proposal. I feel Bankruptcy is not an option because I have student loans, and I`m aware they they don`t discharge for like 7 years. I was wondering if Citi, HBC, CIBC, and TD Canada Trust are ok with consumer proposals? I was […]
I just had my consumer proposal accepted, and want to know if I can get a secured credit card while in the proposal. I travel for work occasionaly, and it would be difficult without a card. Thanks. Posted from: Ontario
Hi, I have recently lost my full time job and working only about 20 hours/week. I have 45000.00 in unsecured debt. I cannot afford to pay all my payments on time. I have met with a financial counsellor who has advised me that my income tax will be taken like in a bankruptcy as well […]
