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I am about to finalize my Division 1 proposal and recently received a credit card in the mail that I had applied for prior to starting this process. This card is not part of the proposal and was applied for in desperation for extra money but when I hadn`t heard from the company in over […]
If you haven’t yet paid what an accepted proposal states…can you still apply for credit? I was told by Wells Fargo, that it was a breach of a proposal to seek a loan if the proposal amount wasn’t paid. Posted from: Ontario
Please help, I cannot get a straight answer for the life of me. First off, if my wife and I file a Consumer Proposal and it is NOT accepted, what happens next? Do we just carry on as before or will we have to go bankrupt? Also does how your debt was incurred play a […]
Will submitting a consumer proposal affect an existing car loan? I`ve heard that RBC is the only bank that forecloses on car loans if you file for bankruptcy…which of course is who I have my car loan with. I need my car for work, so I`m considering a consumer proposal… Any info would be greatly […]
I had a serious gambling addiction for several years. I admitted myself to seeking help and realize my problems and behaveour. I started getting help 2 months ago, have not used any credit since, and have made my payments, only because I had some income tax money to get me threw that period for living […]
I claimed bankruptcy in 2002, have been discharged – but my studen tloan debt survived. I am a mother of 3 (single) and cna not keep up with the demands for the 32K owing on the student loan. Plus I have other debts due to my relationship ending. a total of approx. 48K owing. Am […]
Hi We are considering a consumer proposal or bankruptcy. We have a child with a disability. We have recieved through various methods funding to pay for our childs many therapies. The money is held in a seperate bank account for his use. He is a minor and the account is in his mother`s name. Would […]
Hi and thank you for your wonderful, informative site. I was hoping you could provide some insight into my situation. I have a car lease thru Toyota Credit Canada. Due to a couple of accidents I was involved in, my insurance has been cancelled eff. May 15th, and my only option thru Facility would cost […]
how much are the standard fees for a consumer propsal ? Posted from: British Columbia
My husband and I are currently preparing to file a Consumer Proposal and we have a variable rate mortgage on our house. The bank which holds our mortgage also happens to be the bank which we owe the most debt to. Will filing this proposal effect my ability to fix my mortgage rate at a […]
