Creditors reaction to proposal?
April 30th, 2009 by Questions
I had a serious gambling addiction for several years. I admitted myself to seeking help and realize my problems and behaveour. I started getting help 2 months ago, have not used any credit since, and have made my payments, only because I had some income tax money to get me threw that period for living expenses.
Now I have to live off my salary and there is not enough to make all the payments, if I do nothing I will not be able to make payments to my creditors.
How will creditors react, when they know those cards were being used up until 2 months ago?
Would I be at serious risk now for fraud?
I would like to be honest with my process, and hopefully pay off 2/3 of the debt, and do whatever I have to do to have a normal life again.
Thankyou, I am scared of what to do or not to do.
Posted from: Saskatchewan