Q&A: Answers to Questions

Most Recent ‘Q&A’ Posts

Senior with Dementia

My Dad is 86 years old and is in a long term care residence. I am the only child and have power of attorney, he has about $5000 in a bank account, and $15,000 in credit card debt. I have been making the min. Payments every month. I thought Of calling credit card companies to […]

bank account

once a file what happens to my money in my bank account? does the trustee take some of it? say like i have $ 4000.00 in there….really stress out Posted from: Ontario

rent to own

Is it possible to rent to own while making payments to the backruptcy program? Posted from: Ontario

Just checking

Is (Deloitte) a good office to file bankruptcy with? Posted from: British Columbia

leanne

if im a senior citizen and cant work anymore because of illness and cant afford to pay off credit cards and small debt can i claim bankrupsy i also dont own a house just rent Posted from: Alberta

Length of Undischarged Bankruptcy

My pension income is approximately $600 per month over the allowable bankruptcy limit for my size household so that I will have to pay the trustee $300 per month and my bankruptcy will have to be 21 months long instead of nine months. I heard somewhere that if someone like a relative or friend “prepaid” […]

pursuing personal bankruptcy

My wife are are currently unemployed in Alberta have lost our Alberta jobs, lost our home in alberta as security to a loan.We have other possible creditors who might pursue us. We have a 48′ sail boat in Vancouver we will be making our primary residence worth $150,000 Question, can we move onto the boat […]

Sell asset before I file

Can I sell my second car before I file for bankruptcy. Would this look suspicious even if the profit went to overdue utility bills. Car is only worth 1000. Posted from: Alberta

CPP & OAS

I will have to go bankrupt soon and will also turn 65 around the same time. I would like to delay taking my CPP so I will get a higher monthly benefit when I am older. Can my trustee force me to apply for CPP? Can the trustee force me to apply for Old Age […]

surplus income

I am a bit confused as to which figure is used to determine surplus income. Is it your income before or after taxes? Posted from: Ontario

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