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What do you know about Canadian citizens who are living in the U.S. but are considering filing for bankruptcy re: debt in Canada? where do I start? What is the process? Will it affect my U.S. earnings or credit rating?
I am retired and have a large credit card debt.Icannot get a renewal mortgage.My relative (sibling)is joint owner &can afford the mortgage.We live in the home.Can I transfer my half of the property? How is that done? Woodstock.
I have concerns that I went bankrupt in 1992 or there abouts, now so 12 years later accounts that were involved and closed during this bankruptcy still appear on Bank files. online banking, bankcards as such. Now the past week, when dealing with a new manger at the branch for the first time, therefore she […]
I have just recently separated from my husband. A few days before this occurred we made a large purchase and had 10 days to return the merchandise, so I had phoned the company within the 10 days to return the product and they wouldn’t take it back. Now I know that I cannot afford these […]
How will a person’s bankruptcy affect his future career, especially when he is jobless and searching for work?
I have been discharged from bankruptcy in January. I have received a secured Visa that I use and make payments on time. My spouse has only been in the country for three years and has not really established credit. He does have a supplementary credit card through a relative. What are our chances of getting […]
Do the courts (or trustees) figure out by way of formula whether or not one can “afford” to pay off a student loan? (Based on a percentage of income, for example?). (I owe 40k and make approximately 55k per year (with a child to support)for example – would I qualify to become bankrupt? Thanks.
What happens with the spouse, who may have RRSPs and house in his name?
I had a collector contact me in Alberta regarding a loan from Ontario. This ghost loan was from March of 1998. I explained to this collector that from my recollection had not taken out this loan. I also questioned as to why I was being contacted 7 years later. I asked this collector if he […]
I am about to be discharged (first) I have been given a statement by my trustee that shows I still owe money to the trustee and that while she will not oppose discharge she will ask for conditional on the grounds that I pay over 12 months the balance. However, my income tax refund that […]
