Q&A: Answers to Questions

Most Recent ‘Q&A’ Posts

conditional discharge after 9 months with monies oweing ,

QUESTION If I have done every think right and I have and , I am deemed to still owe my trustee money in the form of surplus income to the tone of $4000.00 what happens . at present I am paying 360.00 a month to the trustee , I can not afford to pay anymore […]

Gambling debt…

If a small percentage of debt is from a past gambling problem, how does that complicate a bankruptcy situation?

trustee advice

I had a meeting with a trustee and he advised me that I should do nothing . I am a retiree living only on old age security and the supplement .I have built up considerable debt by using one card to pay off another. He told me that since I have no assets and a […]

Will I lose my car?

I have to file for bankruptsy, but I have a car loan. Will I have to lose my car if I file? I am worried because I have a child and need to drive to work and babysitters. I still owe on the car approx. what it is worth. ($8,000)

Can I add to my bankrupsty?

I have to declare bankrupsty due to the debt from a failing business. I have an appointment to finalize my paperwork in 4 days. But have just found out I may be facing a large fine due to problems with payroll records, if my bankrupsty has already been filed can I add this debt on […]

Bankrupsty or Not?

I am about $40,000 in debt and have gone and talked to a bankrupsty trustee. I am about to file but am very stressed at the thought of going bankrupt. I have just sold an asset worth $15,000 and I’m debating wether I should try and pay off as may debts as I can, and […]

circumstance change

I am in a debt management program with a counselling service for approx. 2 years now and have 3 to go.I have been laid off and now I can’t pay the monthly amount that I agreed upon 2 years ago. What are my options ..

credit card debt

How much do you have to owe on credit cards before you can be considered a candidate for bankrupcy.

Is there a bankruptsey threshold?

Can you please tell me if there are lower limits to qualify for bankruptsey? I presently owe about $15,000, consisting of credit card debt, Alberta Health Care, and cell phone bills. I am presently not working due to health reasons, but even when working, I am barely able to scrape by, let alone pay off […]

Jail & bankruptcy

will people be put in Jail if they are defualt on personal debt (school loan) and go to bankruptcy?

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