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My existing Trustee in Alberta made demands that I was unable to meet and they refused to support my bankruptcy proceedings until I came up with over $3,500 in arrears which I didn’t have and provide $500 per month to my only creditor. This situation arose because the Trustee determined that a $1,000 per month […]
My life partner is not legally divorced. His name and his wife’s name is on the mortgage. The govt has put in action that his house will be sold for an outstanding tax debt. We have 4 children (young adults) in the home, 1 in high school, 1 about to attend post-secondary, 1 in college […]
Hello to all, This is my situation: I ceased to be full time 1995. In 1998 I filled for bankruptcy and I was dishcharged 9 months later. In 2002, unfortunately, filled for my second bankruptcy and I was discharged the smae year. This is my question: currently I owe 30,000$ of student loan, that I […]
Back in 1992 i filed for bankruptcy in Ontario, but was not discharged due to a creditor objecting. I am nearing forty years old and in legal limbo. I phoned my trustee in the last few years but he wont touch it. Can i cancel my bankruptcy or should i do something else?
Are non-recoverable medical expenses, in my case I am referring to the cost of prescription medicines, deducted from any monthly surplus income in the same way that non-discretionary expenses/medical conditions expenses are ?
Can you declare licensed trustee for a Ontario/Canada student loan?
I am a single mom of 3 children, we have a home, with enough equity to pay off my debts in their entirity, but the *collection agency* is refusing to allow me time to sell my house. I have tried to get an extension on the mortgage, but due to the *collection* against me, it […]
I wanted to get some info straight. I am looking to file for bankruptcy and I have debt with CMHC. I was told be the collection agency for CMHC that you cannot go bankrupt on a federal dept like CMHC but when I went to see a trustee, he said I can. Who’s right? As […]
If you make a consumer proposal is Income tax refunds held the same way they are held in bankruptcy??
Hi, My son might be considering claiming personal bankruptcy. He is 21, works only 3 days a week and going to school. He got into a car accident without insurance and was sent a bill for $30,000 and faces fines for driving without a licence. He is only making about 600.00 a month before deductions. […]
