I wanted to get some info straight. I am looking to file for bankruptcy and I have debt with CMHC. I was told be the collection agency for CMHC that you cannot go bankrupt on a federal dept like CMHC but when I went to see a trustee, he said I can. Who’s right?
As well, I was told I can keep my secured credit card that is in good standing and only a limit of $300 but the Trustee says no, I can’t have a credit card in my name till I’m discarged…is he correct?
I also have a 6 year old student loan…half is through the Canadian government and the other half is a provincial loan (through NB), I was told I can’t file on the federal but I can on the provincial portion but the Trustee said no…who’s right??
FYI, I live in Alberta.