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I am paying my credit card bills, but just the minimuns… i am not working and i am going to school right now.. i am being paid a basic living expense from the Gov`t for going to school. My question is what can i do that will help me to get ahead… i have gone […]
I am out of canada for the last 3- years i-e since 2005, same year in 2005, I took loan from credit lines and credit cards of different canadian banks. am I a Bankrupt now or I do need to file bankruptcy. Posted from: Ontario
My home is going in to foreclosure. It is in both mine and my ex`s name. Can the mortgage company garnish my wages? Posted from: Alberta
My current financial difficulties are partly a result of 2 chronic health conditions that have negatively impacted my earnings over the last year. If I file for either a proposal or bankruptcy will I need to make a `public` disclosure of my health issues as part of the process? Posted from: Nova Scotia
I felt a Consumer Proposal was best for me however I feel I was talked into Bankruptcy…the Bankruptcy was filed…is it possible to change to a Consumer Proposal once a Bankruptcy has already been filed…my Trustee did not offer nor give me the opportunity to do a Consumer Proposal…when I went for my consultation they […]
What if a person dies and has no money in their estate, is the supplementary card holder stiil responsible for the debt.I did use the card to purchase items for the main cardholder. Posted from: Ontario
If a person has a civil judgment against them (not a criminal judgment but something involving money only, such as a small claims court judgment), is this debt included in a bankruptcy or does it durvive the bankruptcy? Posted from: Ontario
what happens if i can`t afford to continue to pay the trustee the assigned amount for 9 months Posted from: Alberta
What defines `secured debt` in bankruptcy? Is it the contract or is it the actual registering of a lien on the secured property? I have property which is supposedly `secured` by contract but I cannot find a lien registered against it in Ontario. If I declare bankruptcy , will I be able to keep the […]
I filed for bankruptcy in february of this year. At that time my trustee told us what we would have to pay for surplus income each month ($2200) was the number but also it stated that a minimum of $1900 must be paid. If I constantly only pay the minimum of $1900 and not $2200 […]
