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Civil Judgment and Bankruptcy

If a person has a civil judgment against them (not a criminal judgment but something involving money only, such as a small claims court judgment), is this debt included in a bankruptcy or does it durvive the bankruptcy?

Posted from: Ontario

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One Response to “Civil Judgment and Bankruptcy”

A licensed trustee said...

Civil judgments are treated as any other debt in a bankruptcy. Assuming you perform all of your duties properly the judgment should be discharged along with all of your other debts at the end of your bankruptcy.

Make certain you provide yoru trustee with a copy of the judgment and that you discuss the debt and the creditor’s options BEFORE you file for bankruptcy.