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Based on your past experience, when does a creditor/superintendent of bankruptcy normally object to a bankrupt`s discharge is it at the beginning or towards the end of the nine months (based on first time bankrupt)? Posted from: Ontario
I am going to file for bankruptcy on my house and my credit cards, because i can`t afford paying them anymore. I make monthly mortgage payments, how long can i go without paying my mortgage before my wages get garnished. I have no equity in my house, can i file for bankruptcy before the forclosure […]
i have over $200,000 in credit card,lines of credit and business loan, all unsecured debt.my question is if i only make about 1000.00 net a month and my spouse, who is not filing for bankruptcy,makes about 4500 net a month .do i have surplus income?? note,we are a family of 4 ,2small kids, myself and […]
If I file for bankruptcy, does my ex have to pay for a loan that is in both of our names, even though the bank knew my ex was unemployed on social assistance. Posted from: Newfoundland and Labrador
we are a family of four -husband, wife, two children over 20, one is still at school, the other one is unemployeed, whom has been living at home. we are jointly filing for a bankruptcy. what is a family income allowed for four. Is one , living at home, unemployeed is considered to be a […]
is an auto loan from say wells fargo a secured loan? Posted from: Manitoba
In 1996 I claimed bankruptcy for the second time. I attended debt counselling, however, upon checking the superintendent of bankruptcy and insolvency records they indicate that the discharge status is `Hearing Adjourned`. The discharge date on the record indicates that the discharge date should have been June 11, 1999. When I contacted the Trustee, of […]
I have been reading several submissions whereby some trustee`s oppose discharge where there is excess surplus payments causing the bankrupt to pay for additional months while others don`t and an automatic discharge is granted. Why does this happen in some cases and not others? What can a bankrupt do other than abide by the responsibilities […]
I went through bankruptcy in 2000, I did not get a absolute discharged, I was unable to meet all my obligations and got a order adjourning bankrupts discharge sine die. What does this mean? Will I ever be discharged or will I stay a bankrupt person till this gets cleared up with Trustee? Will I […]
Hello, first I want to thank you for providing all of us with such a great resource for answering our questions. My question is if declare bankruptcy and 6 months into it I get a a better paying job or have a relative offer to pay out 50% of what I own, can I get […]
