Q&A: Answers to Questions

Most Recent ‘Q&A’ Posts

Student Loan

I have ceased to be a full time student in July 2000. I had to claim bankruptcy in 2005. This did not include my student loans. I have slowly climbed my way back and now I have to deal with this student loan. I have contributed my Income Tax for years and paid off one […]

banruptcy/consumer proposal

I still live with my parents and was wondering if my household income would have to include theirs if I were to declare bankruptcy or file a consumer proposal? Also if I were successful at either would my creditors be able to go after my parents even though they never co-signed for anything? Posted from: […]

bankruptcy reporting requirements

during bankruptcy do I have to keep receipts of all money spent and do I have to account where I spend my surplus income? Posted from: British Columbia

Is A Locked-In Pension Considered an Asset?

From a prior job, I received a pension amount that I am not allowed to touch until I turn 60. Is this considered an asset, even though I cannot access it to pay my debts? Posted from: British Columbia

Health Costs

What are considered health costs? Posted from: Alberta

Bankruptcy after illness

Im currently on long term disability after illness and cannot return to work. my spouse works part time- we are debating bankruptcy. Here are our concerns: Mtg is insured through cmhc-would turn over keys to home as well-does cmhc have any claim against us after. also, there is a court order to have a hydro […]

Bankrupcty, debt repayment which one?

We are currently unable to pay all of our monthly bills. My husband is the sole income earner. We have been just getting by for months and are awaiting a (hopefully) commission cheque from his work in the next few months and have up until this month been able to make our minimum payments. Most […]

Getting a prepaid or secured credit card during bankruptcy

I am considering filing for bankruptcy but everywhere I go it seems a credit card is required… ie visiting a sick relative out of town and having to stay in a hotel or rent a car. My question is, if I file for bankruptcy, am I able to get a prepaid or secured credit card […]

Rent and Bankruptcy

Can I claim past money owed to my landlord even if i am still living in the same unit and he has already taken me to the tribunal but no agreement has been made yet I owe him about 4000$ Posted from: Ontario

Married Couple Declariing Bankruptcy at the same time

If both myself and my wife declare bankruptcy separately are we each entitled to the $4000 personal property and appliances exemption? Posted from: Alberta

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