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I am kind of worried that if i file a consumer proposal its going to effect my wife credit since we just got married. Can i keep her out this i see they require her income information for some reason. My debt is my debt not hers and wish to protect her from anything should […]
I presently live in Quebec and moving to another province in the new year, can I do a proposal in the other province or should I make a proposal before I leave Quebec. Posted from: Quebec
My husband and I will be filing a consumer proposal. Our 7 year old used car is near the end of it’s life and is costing us a lot in repairs. The car is vital to earning income and will need to be replaced. We own an older Acura that costs more to run but […]
Hi, Once I file for a consumer proposal, will any of my creditors whom I bank with have the right of offset if I am still current on all my obligations? Or will seizure of funds only be for those with already past due credit products? I am already considering opening an account at a […]
We recently moved to Ontario from Quebec – due to our house selling for a loss we have approximately $50,000.00 debt in Quebec. We are reestablished in Ontario and can handle our debt here. Can we file for consumer proposal for the quebec debt. My husband was born and raised in Quebec me in Ontario […]
My spouse and I are considering a filing a consumer proposal. We are in our late 50’s. We will never have enough time to pay off our unsecured debts. I expect, because of our combined income that we will need to pay nearly if not 100% of what we owe to make the proposal more […]
What happen to joint cridit cards an joint morgage if I fill a consumer proposal Posted from: Ontario
I have about $35,000 debit with 3 companies. I do not have many valuable assets and I haven’t been paying my creditors. I didn’t know there were more options out there until I came to this site. I have the money to pay off 50%-65% (montly) of the debt, what are my chances of the […]
Will my hubby and I have to be up-to-date with our CRA tax filings before we can file for a Consumer Proposal or can we leave the CRA out for now if filing a CP is time-sensitive (i.e. the sooner the better)? We haven’t filed our 2010 tax returns but will either get a small […]
I am going to fill consumer proposal what if in case they reject my proposal and they ask for more is there any way i can start paying from low monthly payment and increase it every year. for example my debt is 50k and monthly payments are 240 as of proposal banks ask for 350 […]
