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I just start a 36 months $700 monthly consumer proposal in Oct2007. My BMO mastercard is also included in this consumer proposal, the balance is $5000CAD. I am the primary card holder of BMO mastercard, my sister is the secondary card holder of BMO mastercard, but she had never used any money in this credit […]
i stopped paying towards my consumer proposal 5 months before i was done. now is 13 months after the fact and bell, and visa are calling. im so scared. i dont know what i can do now? will anyone trust me to pay them on a payment plan again?
If I am in a 36months $700 per month consumer proposal, assume that I encounter personal income change (reduce income, permanent financial difficults) at 10th month of this consumer proposal, when I contact my trustee, will trustees help me to negotiate with creditors again to change the term and payment of this consumer proposal? Let`s […]
I want to make a consumer proposal within the next six months. I just started a new job. Will my creditors consider six months employment stable income? Thanks
Can US debt collectors collect monies after Filing of a Consumer Proposal in Canada? and if so what happens if i do not pay them? i am a resident/legal resident of Canada but not the US. thanks
If I make a proposal to my creditors and it is accepted, and at some point in the near future I need to replace my car (paid for), is it possible to get a lease or loan to buy a new one?
Good Afternoon, I have been paying my consumer proposal for one year now. Am I able to start rebuilding any kind of credit while in a consumer proposal? I have 3 years of payments left.
I live in an apartment with my husband. The apartment is in his name only. (I moved in several years ago and didn`t have to sign the rental agreement.) Now I`m considering a consumer proposal. Will the trustee treat the apartment as a cost that my husband is completely responsible for? Will they ignore the […]
Hello, I left my job last year and took a year off to go back to school. I used my credit cards to pay my living expenses/tuition costs. My debt increased from about $40,000 to about $55,000 over this period. I had expected to receive a lump-sum amount from my parents who have just sold […]
I currently have a car loan, it is a private agreement with in house financing. I have been paying 265 per month, i still have 10 payments. If i do a consumer proposal, can they take my vehicle. there is no lein, just a handwritten promissary note.
