joint account in consumer proposal
October 29th, 2007 by Questions
I just start a 36 months $700 monthly consumer proposal in Oct2007. My BMO mastercard is also included in this consumer proposal, the balance is $5000CAD.
I am the primary card holder of BMO mastercard, my sister is the secondary card holder of BMO mastercard, but she had never used any money in this credit card.
Now collection people from BMO told me that either I or my sister should pay off the outstanding balance. Especially my sister should be responsible for the debt, because she is not in consumer proposal nor in bankruptcy, she is with good credit rating.
My question is: since my sister never used this credit card, will she still be responsible for the debt? I definitely am responsible for the debt and it is included in the consumer proposal already. Will BMO collection continue to chase my sister for $5000?